Ten important questions about your workers' compensation plan

1. Are you sure your agent got you the lowest price available to cover your employees?

2. Does your insurance agent enroll you, at no charge, in the S.T.A.R. Safety Program (National Safety Council Workplace Safety Plan) to improve worker safety and help reduce your premiums?

3.  Has your agent informed you of the 2012 changes and trends in the workers’ compensation law and how these changes may affect you and your employees?

4.  Did your agent assist you with last year’s workers’ compensation audit?

5. Do you know that an estimated 40% of the workers’ compensation policies have errors that affect   premium?

6. Do you know how simple it is to change workers’ compensation insurance agents and insurance companies?

7. Has your insurance agent told you that every workers’ compensation policy in your state is identical?  It is written by your state legislature, not insurance companies.

8. Has your insurance agent invited you to safety webinars to help you reduce your premium?

9. Has your insurance agent verified your experience modifier and worked with you to improve it?

10. Is your insurance agent a workers’ compensation expert?